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	<title>Comments on: OBAMA + MCCAIN SHARE THEIR VIEWS ON HOUSING</title>
	<atom:link href="http://www.santamonicapropertyblog.com/?feed=rss2&#038;p=412" rel="self" type="application/rss+xml" />
	<link>http://www.santamonicapropertyblog.com/?p=412</link>
	<description>Enjoy our ocean breeze. The Santa Monica Property blog is all you need for buying, selling + exchanging real estate in Santa Monica and coastal Los Angeles.</description>
	<pubDate>Fri, 10 Sep 2010 11:39:21 +0000</pubDate>
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		<item>
		<title>By: excelmanking</title>
		<link>http://www.santamonicapropertyblog.com/?p=412#comment-134473</link>
		<dc:creator>excelmanking</dc:creator>
		<pubDate>Thu, 04 Mar 2010 11:12:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.santamonicapropertyblog.com/?p=412#comment-134473</guid>
		<description>Hello I'd love to congratulate  you for such a terrific made forum!  
Was thinking this is a nice way to make my first post!
In order to acquire riches it is usually a wise belief to start a savings or investing strategy as early in life as obtainable. But don't despair if you have not started saving your money until later on in life. As a consequence of honest work, that is experimenting the best investment vehicles for your money you can slowly but surely increase your property so that it measures to a big sum by the period you want to retire. Scout out all of the available asset classes from stocks to real estate as investments for your money. A knowledgeable and diversified portfolio of investments in various asset classes may help your  money age throughout the years. 

-Ashlee Markgraf
&lt;a href="http://urwealthy.com" rel="nofollow"&gt;currency conversion &lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Hello I&#8217;d love to congratulate  you for such a terrific made forum!<br />
Was thinking this is a nice way to make my first post!<br />
In order to acquire riches it is usually a wise belief to start a savings or investing strategy as early in life as obtainable. But don&#8217;t despair if you have not started saving your money until later on in life. As a consequence of honest work, that is experimenting the best investment vehicles for your money you can slowly but surely increase your property so that it measures to a big sum by the period you want to retire. Scout out all of the available asset classes from stocks to real estate as investments for your money. A knowledgeable and diversified portfolio of investments in various asset classes may help your  money age throughout the years. </p>
<p>-Ashlee Markgraf<br />
<a href="http://urwealthy.com" rel="nofollow">currency conversion </a></p>
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		<title>By: International Listings</title>
		<link>http://www.santamonicapropertyblog.com/?p=412#comment-64160</link>
		<dc:creator>International Listings</dc:creator>
		<pubDate>Wed, 08 Jul 2009 07:06:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.santamonicapropertyblog.com/?p=412#comment-64160</guid>
		<description>Sitting upside down with a home ownership is stressful, but there are plenty of tips and remedies for this situation. No matter if you decide to sell, walk away or sit it out, our list contains ideas that may help you financially and emotionally as you go through this trying time.

http://www.intlistings.com/articles/2008/101-tips-resources-for-the-upside-down-homeowner/</description>
		<content:encoded><![CDATA[<p>Sitting upside down with a home ownership is stressful, but there are plenty of tips and remedies for this situation. No matter if you decide to sell, walk away or sit it out, our list contains ideas that may help you financially and emotionally as you go through this trying time.</p>
<p><a href="http://www.intlistings.com/articles/2008/101-tips-resources-for-the-upside-down-homeowner/" rel="nofollow">http://www.intlistings.com/articles/2008/101-tips-resources-for-the-upside-down-homeowner/</a></p>
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	<item>
		<title>By: Quicken Loans</title>
		<link>http://www.santamonicapropertyblog.com/?p=412#comment-28558</link>
		<dc:creator>Quicken Loans</dc:creator>
		<pubDate>Fri, 20 Mar 2009 05:27:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.santamonicapropertyblog.com/?p=412#comment-28558</guid>
		<description>The Government's Plan to Help Homeowners!
 
The government recently released the Making Home Affordable Refinance Plan, a multi-step program to help American homeowners. At Quicken Loans, our goal is to make sure your mortgage fits your financial situation. Depending on your situation, you will fall into one of three scenarios: 

   1.  You owe less on your mortgage than what your home is currently worth.
        This means that you may qualify for today's already low mortgage rates!	 
   2.  You owe more on your mortgage than what your home is currently worth.
        You may qualify for the government's new Making Home Affordable Refinance Plan.
   3.  You are struggling to make your mortgage payments and/or face imminent 
        foreclosure on your home. 
        You may qualify for a loan modification through your servicer.

Use our online tool to find out if the Plan makes sense for you.</description>
		<content:encoded><![CDATA[<p>The Government&#8217;s Plan to Help Homeowners!</p>
<p>The government recently released the Making Home Affordable Refinance Plan, a multi-step program to help American homeowners. At Quicken Loans, our goal is to make sure your mortgage fits your financial situation. Depending on your situation, you will fall into one of three scenarios: </p>
<p>   1.  You owe less on your mortgage than what your home is currently worth.<br />
        This means that you may qualify for today&#8217;s already low mortgage rates!<br />
   2.  You owe more on your mortgage than what your home is currently worth.<br />
        You may qualify for the government&#8217;s new Making Home Affordable Refinance Plan.<br />
   3.  You are struggling to make your mortgage payments and/or face imminent<br />
        foreclosure on your home.<br />
        You may qualify for a loan modification through your servicer.</p>
<p>Use our online tool to find out if the Plan makes sense for you.</p>
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		<title>By: Moomonnarut</title>
		<link>http://www.santamonicapropertyblog.com/?p=412#comment-26468</link>
		<dc:creator>Moomonnarut</dc:creator>
		<pubDate>Sun, 08 Mar 2009 01:28:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.santamonicapropertyblog.com/?p=412#comment-26468</guid>
		<description>[b]Hello everyone, this is a great forum.  I'm looking forward to meeting new people and exchanging new ideas.[/b] [url=http://theleaseoptionking.com][img]http://theleaseoptionking.com/images/leasepurchasehomes.gif[/img][/url]

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ibfiure6&#124;198468&#124;gh)</description>
		<content:encoded><![CDATA[<p>[b]Hello everyone, this is a great forum.  I&#8217;m looking forward to meeting new people and exchanging new ideas.[/b] [url=http://theleaseoptionking.com][img]http://theleaseoptionking.com/images/leasepurchasehomes.gif[/img][/url]</p>
<p>[url=http://www.mygoodtimesdj.com]dallas dj service[/url]<br />
ibfiure6|198468|gh)</p>
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		<title>By: JONATHAN WEISMAN, GREG HITT and NAFTALI BENDAVID</title>
		<link>http://www.santamonicapropertyblog.com/?p=412#comment-20951</link>
		<dc:creator>JONATHAN WEISMAN, GREG HITT and NAFTALI BENDAVID</dc:creator>
		<pubDate>Tue, 03 Feb 2009 08:01:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.santamonicapropertyblog.com/?p=412#comment-20951</guid>
		<description>The $819 billion tax-and-spending bill
is one of the largest single stimulus packages in history, almost equal to the entire cost of annual federal spending under Congress's discretion. A parallel Senate measure, which is expected to come to a vote next week, is now valued at nearly $900 billion.

The plan provides $5 billion for the construction and repair of public housing. Democrats say this will reduce a backlog of such projects and will mostly be distributed according to existing formulas. But Rep. Jerry Lewis (R., Calif.) depicts it as a quiet reversal of a 30-year trend of the government extracting itself from public housing construction.

The whole story @ http://online.wsj.com/article/SB123315486943524321.html</description>
		<content:encoded><![CDATA[<p>The $819 billion tax-and-spending bill<br />
is one of the largest single stimulus packages in history, almost equal to the entire cost of annual federal spending under Congress&#8217;s discretion. A parallel Senate measure, which is expected to come to a vote next week, is now valued at nearly $900 billion.</p>
<p>The plan provides $5 billion for the construction and repair of public housing. Democrats say this will reduce a backlog of such projects and will mostly be distributed according to existing formulas. But Rep. Jerry Lewis (R., Calif.) depicts it as a quiet reversal of a 30-year trend of the government extracting itself from public housing construction.</p>
<p>The whole story @ <a href="http://online.wsj.com/article/SB123315486943524321.html" rel="nofollow">http://online.wsj.com/article/SB123315486943524321.html</a></p>
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	<item>
		<title>By: Inman News</title>
		<link>http://www.santamonicapropertyblog.com/?p=412#comment-19446</link>
		<dc:creator>Inman News</dc:creator>
		<pubDate>Fri, 23 Jan 2009 00:43:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.santamonicapropertyblog.com/?p=412#comment-19446</guid>
		<description>The Real Estate Board of New York, the largest trade group in New York City, reported today that the average sales price for cooperatives, condominiums and single-family to three-family homes across the five boroughs dipped 10 percent in the fourth quarter compared to the same quarter last year.</description>
		<content:encoded><![CDATA[<p>The Real Estate Board of New York, the largest trade group in New York City, reported today that the average sales price for cooperatives, condominiums and single-family to three-family homes across the five boroughs dipped 10 percent in the fourth quarter compared to the same quarter last year.</p>
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		<title>By: MortgageBankers.org</title>
		<link>http://www.santamonicapropertyblog.com/?p=412#comment-18464</link>
		<dc:creator>MortgageBankers.org</dc:creator>
		<pubDate>Thu, 15 Jan 2009 07:39:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.santamonicapropertyblog.com/?p=412#comment-18464</guid>
		<description>WASHINGTON, D.C. (January 14, 2009) — The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending January 9, 2009. The Market Composite Index, a measure of mortgage loan application volume, was 1324.8, an increase of 15.8 percent on a seasonally adjusted basis from 1143.8 one week earlier. On an unadjusted basis, the Index increased 95.7 percent compared with the previous week and was up 52.4 percent compared with the same week one year earlier.
The Refinance Index increased 25.6 percent to 7414.1 from 5904.5 the previous week and the seasonally adjusted Purchase Index decreased 14.1 percent to 295.8 from 344.2 one week earlier. The Refinance Index is at its highest level since the week ending June 27, 2003, when it was 8599.1. 

The seasonally adjusted Conventional Purchase Index decreased 10.3 percent while the Government Purchase Index (largely FHA) decreased 21.8 percent. 

The four week moving average for the seasonally adjusted Market Index is up 10.8 percent. The four week moving average is up 0.8 percent for the seasonally adjusted Purchase Index, while this average is up 13.8 percent for the Refinance Index. 

The refinance share of mortgage activity increased to 85.3 percent of total applications from 79.8 percent the previous week. The adjustable-rate mortgage (ARM) share of activity increased to 1.1 percent from 0.9 percent of total applications from the previous week. 

The average contract interest rate for 30-year fixed-rate mortgages decreased to 4.89 percent from 5.07 percent, with points increasing to 1.20 from 1.16 (including the origination fee) for 80 percent loan-to-value (LTV) ratio loans. The contract rate for 30-year fixed-rate mortgages is the lowest recorded in the survey. The previous low was 4.99 percent for the week ending June 13, 2003. 

The average contract interest rate for 15-year fixed-rate mortgages decreased to 4.63 percent from 4.67 percent, with points decreasing to 1.14 from 1.16 (including the origination fee) for 80 percent LTV loans. 

The average contract interest rate for one-year ARMs decreased to 5.89 percent from 5.90 percent, with points decreasing to 0.11 from 0.31 (including the origination fee) for 80 percent LTV loans.</description>
		<content:encoded><![CDATA[<p>WASHINGTON, D.C. (January 14, 2009) — The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending January 9, 2009. The Market Composite Index, a measure of mortgage loan application volume, was 1324.8, an increase of 15.8 percent on a seasonally adjusted basis from 1143.8 one week earlier. On an unadjusted basis, the Index increased 95.7 percent compared with the previous week and was up 52.4 percent compared with the same week one year earlier.<br />
The Refinance Index increased 25.6 percent to 7414.1 from 5904.5 the previous week and the seasonally adjusted Purchase Index decreased 14.1 percent to 295.8 from 344.2 one week earlier. The Refinance Index is at its highest level since the week ending June 27, 2003, when it was 8599.1. </p>
<p>The seasonally adjusted Conventional Purchase Index decreased 10.3 percent while the Government Purchase Index (largely FHA) decreased 21.8 percent. </p>
<p>The four week moving average for the seasonally adjusted Market Index is up 10.8 percent. The four week moving average is up 0.8 percent for the seasonally adjusted Purchase Index, while this average is up 13.8 percent for the Refinance Index. </p>
<p>The refinance share of mortgage activity increased to 85.3 percent of total applications from 79.8 percent the previous week. The adjustable-rate mortgage (ARM) share of activity increased to 1.1 percent from 0.9 percent of total applications from the previous week. </p>
<p>The average contract interest rate for 30-year fixed-rate mortgages decreased to 4.89 percent from 5.07 percent, with points increasing to 1.20 from 1.16 (including the origination fee) for 80 percent loan-to-value (LTV) ratio loans. The contract rate for 30-year fixed-rate mortgages is the lowest recorded in the survey. The previous low was 4.99 percent for the week ending June 13, 2003. </p>
<p>The average contract interest rate for 15-year fixed-rate mortgages decreased to 4.63 percent from 4.67 percent, with points decreasing to 1.14 from 1.16 (including the origination fee) for 80 percent LTV loans. </p>
<p>The average contract interest rate for one-year ARMs decreased to 5.89 percent from 5.90 percent, with points decreasing to 0.11 from 0.31 (including the origination fee) for 80 percent LTV loans.</p>
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	<item>
		<title>By: Inman News</title>
		<link>http://www.santamonicapropertyblog.com/?p=412#comment-8662</link>
		<dc:creator>Inman News</dc:creator>
		<pubDate>Sat, 22 Nov 2008 16:30:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.santamonicapropertyblog.com/?p=412#comment-8662</guid>
		<description>Fidelity National Financial Inc. has called off its plan to acquire troubled rival LandAmerica Financial Group Inc.

Fidelity announced an agreement on Nov. 7 to acquire LandAmerica in an all stock deal valued at $128 million.

Based on their 2007 market share, the combined companies might have controlled about 45 percent of the U.S. title insurance business. By comparison, the nation's biggest title insurer, First American Corp., had a 30 percent market share last year.</description>
		<content:encoded><![CDATA[<p>Fidelity National Financial Inc. has called off its plan to acquire troubled rival LandAmerica Financial Group Inc.</p>
<p>Fidelity announced an agreement on Nov. 7 to acquire LandAmerica in an all stock deal valued at $128 million.</p>
<p>Based on their 2007 market share, the combined companies might have controlled about 45 percent of the U.S. title insurance business. By comparison, the nation&#8217;s biggest title insurer, First American Corp., had a 30 percent market share last year.</p>
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		<title>By: rsumm90328</title>
		<link>http://www.santamonicapropertyblog.com/?p=412#comment-3867</link>
		<dc:creator>rsumm90328</dc:creator>
		<pubDate>Wed, 22 Oct 2008 06:44:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.santamonicapropertyblog.com/?p=412#comment-3867</guid>
		<description>This one is making the rounds now.


3 people sent it to me overnight...thanks... 
 
http://www.palinaspresident.com/ 
 
be sure to mouse around and click everywhere, some things need repeat clicking ....Keep clicking
the door several times................really funny.</description>
		<content:encoded><![CDATA[<p>This one is making the rounds now.</p>
<p>3 people sent it to me overnight&#8230;thanks&#8230; </p>
<p><a href="http://www.palinaspresident.com/" rel="nofollow">http://www.palinaspresident.com/</a> </p>
<p>be sure to mouse around and click everywhere, some things need repeat clicking &#8230;.Keep clicking<br />
the door several times&#8230;&#8230;&#8230;&#8230;&#8230;.really funny.</p>
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	<item>
		<title>By: koslen</title>
		<link>http://www.santamonicapropertyblog.com/?p=412#comment-3647</link>
		<dc:creator>koslen</dc:creator>
		<pubDate>Sun, 19 Oct 2008 01:27:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.santamonicapropertyblog.com/?p=412#comment-3647</guid>
		<description>The great pop vs. soda controversy
http://popvssoda.com:2998/</description>
		<content:encoded><![CDATA[<p>The great pop vs. soda controversy<br />
<a href="http://popvssoda.com:2998/" rel="nofollow">http://popvssoda.com:2998/</a></p>
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