edited by Jodi Summers Now that getting a loan has finally returned to a more comfortable process, the new Qualified Mortgage (QM) rules happening January 10, 2014 add a new twist to the lending game. QM is a newly created set of restrictions on lending guidelines and the products that are available in the secondary […]

Peace, love and joy this holiday season. Hope and Prosperity in 2014. Enjoy, Jodi ** http://blogs.smithsonianmag.com/design/2013/12/the-impressive-results-of-when-you-ask-architects-to-build-with-gingerbread/?utm_source=smithsoniantopic&utm_medium=email&utm_campaign=20131222-Weekender        

by Jodi Summers Proposition 13 limits annual tax increases on both commercial and residential properties at 2% each year after a sale takes place. The landmark 1978 California tax change was passed, in part, so that older Californians are not priced out of their homes through high taxes. Proposition 13 has been called the “third […]

edited by Jodi Summers The Postal Service announced that they are proceeding with plans to relocate the services of the historic Santa Monica Main Post Office to the carrier annex at 1653 7th Street, south of Colorado and the future Expo line.  The Santa Monica Conservancy was among dozens of organizations and hundreds of residents who wrote […]

by Jodi Summers The SAVE Act, is new bill being proposed in Congress, would create 83,000 jobs and generate $1.1 billion in annual energy bill savings. Officially known as the “Sensible Accounting to Value Energy” (SAVE) Act, it would require mortgage lenders to include expected energy-costs savings into the value of a home. Bill sponsors, […]

From the Santa Monica-Malibu Unified School District: Senior Exemption – Measure R On February 5, 2008, the voters of Santa Monica and Malibu approved by 73% the Measure R parcel tax, which combines and replaces the previous Measures Y and S parcel taxes, contains a CPI-U adjustment, and allows those senior citizens who qualify to be exempted […]